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Peace Prize winner

The surprise choice of this year's Nobel Peace Prize, Bangladesh Professor Muhammad Yunus and his Grameen Bank, applied a simple idea and are making a huge difference in the world. By offering small loans to p

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

overty-stricken entrepreneurs in third-world countries, Professor Yunus is providing the means for free enterprise to begin to transform communities and eventually nations. In particular, women are benefiting from the availability of micro-credit.

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

Now banks and other institutions elsewhere in the world are starting similar programs modeled on Grameen Bank's initiatives.

In an interview just after learning he won, Professor Yunus said this: …[P]overty in the world is an artificial creati

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

n. It doesn't belong to human civilization, and we can change that, we can make people come out of poverty and have the real state of affairs. So the only thing we have to do is to redesign our institutions and policies, and there will be no peopl

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e who will be suffering from poverty…. People come out of poverty every day. So it's right in front of us what happens and it can be done globally, it can be done more forcefully, we can organize more things to go with it, so this is something not

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

theoretical issue, it's a very real issue…. We didn't do anything special; lend money to the people so – but they never lent it to the poor people – all we did was we lent it to the poor people, and that makes the trick. That makes the change.

(Y

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ou can get the entire interview in text or audio at the Nobel website.)

The amazing difference between this strategy and all the failures of the past is that here is someone taking a proactive approach to the seemingly intractable problems surrou

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

nding him. His motives are not altogether altruistic; his bank is actually turning a profit.

Why can't the rest of the world take a lesson from Professor Yunus and either adopt or adapt his strategy? When we do, an amazing societal metamorphosis

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

s possible.

The Proactive Messiah

The Lord Jesus Christ took a similar approach when He "went around doing good" (Acts 10:38). He invested in people, communicating to them that they had value and tremendous potential. He convinc

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ed them that He believed in them and that He was willing to sacrifice for their benefit.

As His Follower, Accept His Challenge!

Jesus challenges His followers to do the same in their world. "Give to the one who asks something of

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

you, and do not turn away from the one who would borrow from you. …That you may be sons of your Father in heaven. He causes His sun to rise on the evil and the good, and sends rain on the righteous and the unrighteous" (Matthew 5:42, 45).

Your in

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

vestment need not be money. The person you meet may only need a moment's attention, eye contact, an open smile, a friendly conversation, a ride of a few blocks, or directions in an unfamiliar part of town. You have the opportunity to communicate t

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

hat you care, that you think he or she has worth as a human being, that you don't view them as an "untouchable."

As they respond to your kindness, warming up to your proffered friendship, it's time to confess Christ. In simple ways that are not a

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

rasive, you can let them know that you follow Jesus, and that makes all the difference in your life. It's because of Him that you see hope—hope for our world and hope for them. Because He has invested in you, you are willing to invest in them.

Be

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

proactive—make a change for the better in the world around you.

Want to go deeper?

Palestine of the first century was filled with beggars. These needy people were constantly asking for money and seeking other assistance. Jesus

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ertainly had the power to wave His hand and heal them all in an instant. Why didn't He? Because He had a higher purpose.

He wasn't content to cure paralysis of the limbs and blindness of the eyes. His intent was to reach down into the soul and br

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ing healing to a paralysis of the will and blindness of the heart. He didn't have to touch people to heal them; He proved that on occasion. His touch was therapeutic on a deeper level than just eradicating disease and deformity. It communicated lo

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ve, acceptance, and esteem in an awesome, life-changing way.

Do you own study of these passages: cleansing a leper—Mark 4:40-45; healing a deaf mute—Mark 7:31-37; blessing the children—Matthew 19:13-15; and healing two blind men—Matthew 20:29-34.

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

Look also at the times when He sought and/or accepted help from someone. What did this communicate? Are we merely patronizing people, or do we see them as our companions in life's journey?

Take a look at these incidents: asking for a drink—John

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

4:4-42; asking for a place to stay in a strange town—Luke 19:1-10; accepting a gift of gratitude from a friend—John 12:1-8. Read also Paul's command in Romans 12:14-20, and ask yourself, "What would the world be like if we made this our lifestyle?

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Pricing information products and services involves much more art than science. There are so many variables to pricing that there can't be a magic formula telling you exactly how much to charge in every given situation. However, you can rely on some guidelines to help you set your prices.

Bad credit car loan is a specialised loan option, which is offered to people with poor credit history. Well, it is not an enticement to attract borrowers, but it is a tailor made loan solution specially meant for people who do not carry a perfect credit history. Thus, a poor credit history is not a stigma anymore, as bad credit car loan does get easily approved.

In recent months foreclosures have been rising to record levels, and it's important that homeowners who are vulnerable to foreclosure understand the process.

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