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Just Answers - Online Banking - Save Time and Money
With busy schedules, climbing gas prices and "to do lists" a mile long, it is nice knowing there is a convenient way to do your banking. Most banks
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
now offer online banking and it can save you time and money. Generally, this is a free basic service, but always check with your bank prior to signi
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
g up. Services that you can do online vary from bank to bank but most offer the ability to check your balance, transfer funds between accounts, view
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
specific transactions in detail, place stop payments on checks and electronic items, view copies of your canceled checks and order new checks. You
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
lso have the ability to email your bank directly using a secure connection to ask about specific transactions or service charges you may be questioni
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ng. Some banks even allow you to wire funds electronically to other accounts you may have with different financial institutions.
In addition to the
In addition to the
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
above, most banks also offer the ability to pay all of your monthly bills online. This service can save you on stamps, gas and time because you can
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
pay all your bills electronically. Your payments will also arrive faster than normal mail and you will have an electronic record of each payment. T
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
ere are generally two ways that you can initiate electronic bill payments. The first would be to set up a schedule to have your bank automatically p
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ay each bill on a specific date. Most banks recommend you allow 5-7 business days for the payment to post; this is to cover any unforeseen issues th
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
t could arise. The second option that some banks offer is to initiate each bill payment yourself. You log into your online access page and manually
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
request the bank to electronically pay each bill. This process gives you more control over when the bills are paid and offers some people more reass
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
urance as they are making the payment request themselves rather than allowing a computer to do it automatically.
Banks generally charge a fee for el
Banks generally charge a fee for el
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
ctronic bill payments but depending on your account and daily balance, these fees may be reduced or even waived. Some banks are even beginning to of
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
fer special accounts designed for online access and may offer electronic bill payment free of charge when you open this specific account. Depending
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
n how many bills you pay a month, even paying a modest fee could still save you in the long run in both dollars and time.
Another feature that most
Another feature that most
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
banks offer is direct deposit. This is the process of having your paycheck electronically placed into your account every pay period, eliminating the
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
need to wait in line at the bank on payday. Your bank can provide you with all the information to give to your employer to initiate the process. Mo
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
st banks even offer the option to have your paycheck deposited into more than one account. Example, you choose to have $50.00 of your paycheck depos
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
ted into your savings each week and the rest put into your checking account.
Online banking is the way to go if you want to save both time and money
Online banking is the way to go if you want to save both time and money
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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