Just Answers - Real Estate

It wasn't long ago that the records of real property title could be found in a collection of huge, thousand page b

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ooks residing in the office of the county recorder. Now those same records are all electronically stored in a com

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

uter database.

Before computers recording a change of title meant tedious paper handling by both title insurance

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ompanies and county recorder employees. Not any more.

With the advance in technology, more and more companies ar

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e recording documents electronically. It works like this:

1. The recording department of the title company elect

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

onically scans the documents that must be recorded.

2. Then the documents are sent electronically to the county r

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

corder's office… either by way of a private line or the Internet.

3. The county recorder receives a notification

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

that the title company has sent documents electronically.

4. A county recorder clerk opens the electronic file, r

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

views the documents to be sure they are in the proper form. When the submission for recording is approved an emai

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

is sent to the title company with the instrument number, escrow number, date and time of recording.

5. After rec

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

iving that email the title company can inform all parties to the transaction that the sale has "closed".

Those do

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

cuments are now a matter of public record. When a document is recorded it gives "constructive" notice to the worl

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

that a certain act has occurred. Any one with a claim or interest in the indicated real property will now be boun

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

by the action represented by the recorded document. It can only be challenged by legal action.

The public can ea

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

sily access the records in the database by the computer terminals located in the offices of the county recorder. I

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

many counties those records are now available to everyone through the internet. In those counties you can view t

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

e records from your office or home computer. For a fee the recorder will print a copy of any recorded document.

I

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

n a real estate transaction the deed is recorded, but it is rare that any of the other documents related to the tr

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nsaction will be placed in the public record.

Computers have truly opened public records to the public. At least

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

to those members of the public who will apply the few minutes needed to learn how easy it is to review the records

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Over the years of originating home equity loans, I have formulated some key theories about what consumers want and benefit from with their second mortgages. Over the years of originating home equity loans, I have formulated some key theories about what consumers want and benefit from with their second mortgages. With the real estate boom in the rear-view mirror, it is important to take a moment and consider the driving forces of home equity lending.

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