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Just Answers - County Court Judgements Explained
Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the ext
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
ent where your creditor has had to take court action against you to try and recover the debt.
If you get into arrears and fail to come to a repayment agreement, your creditor may decide that pursuing a CCJ is th
If you get into arrears and fail to come to a repayment agreement, your creditor may decide that pursuing a CCJ is th
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
only option. The first you'll hear about it is when you receive a 'Claim Form' through the post, sent to you by the county court. This form will set out the details of the claim, including who the creditor is an
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
d how much they say you owe them.
If you were unaware of the debt, for instance if you'd moved house and lost contact with the creditor, then repaying the full debt now will stop proceedings going any further. I
If you were unaware of the debt, for instance if you'd moved house and lost contact with the creditor, then repaying the full debt now will stop proceedings going any further. I
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
however you can't clear the debt, then you should fill out an 'Admissions Form' which will also have been sent to you.
This form asks for information about your income and expenses, which the court will take in
This form asks for information about your income and expenses, which the court will take in
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
to account when hearing your case. The Admissions Form should be returned within 16 days of the postmark it holds, although if you intend to dispute or defend the claim then you can apply to have the hearing dela
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ed an extra 14 days in order to prepare your defence.
Once you've filled in these forms and returned them to the court, there will be a simple hearing carried out in private. You don't have to attend the hearing
Once you've filled in these forms and returned them to the court, there will be a simple hearing carried out in private. You don't have to attend the hearing
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
so long as you've completely filled in the necessary forms, or unless you wish to dispute aspects of the claim.
At the hearing, the court will objectively review the claim and the information you've provided, a
At the hearing, the court will objectively review the claim and the information you've provided, a
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
d come to a decision about the amount of money (if any) you owe, and how it should be repaid. It's important to note that no one is being found 'guilty' or 'innocent' here, the court is simply trying to fairly re
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
solve a civil financial dispute.
If the decision upholds the claim against you, then the court order or CCJ is issued. Even at this stage you can stop the damage to your credit record, as you'll have one month f
If the decision upholds the claim against you, then the court order or CCJ is issued. Even at this stage you can stop the damage to your credit record, as you'll have one month f
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
om the date of the court hearing to repay the debt in full to stop the CCJ being put on record.
After a month, the CCJ will be entered on to the Register of County Court Judgements, and from there it will make i
After a month, the CCJ will be entered on to the Register of County Court Judgements, and from there it will make i
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
s way onto your credit files held by the various credit reference agencies.
The presence of one or more CCJs on your credit file will effectively close off most kinds of finance to you, as most lenders will be v
The presence of one or more CCJs on your credit file will effectively close off most kinds of finance to you, as most lenders will be v
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ery reluctant to advance credit to people in these circumstances. Once, however, you've cleared the debt, then the judgement will be marked as 'satisfied', and while this will not remove it from your record it is
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
a lot less harmful to your credit worthiness than an uncleared CCJ.
If you have a CCJ on your record, you might be tempted by companies promising to remove it and clean up your rating. Unfortunately, this is onl
If you have a CCJ on your record, you might be tempted by companies promising to remove it and clean up your rating. Unfortunately, this is onl
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
y feasible in a few cases. Sometimes, the CCJ is entered on to your record by mistake even though you cleared the debt within the one month time limit. If this has happened then you have the right to have it remo
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
ed from your records.
The only other ways to have a CCJ removed is to show that there was something wrong with the way in which the judgement was awarded. If, for example, you didn't receive the initial Claim Fo
The only other ways to have a CCJ removed is to show that there was something wrong with the way in which the judgement was awarded. If, for example, you didn't receive the initial Claim Fo
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
rm, and you were unaware of the proceedings, then you didn't have the chance to defend yourself and so the judgement is invalid.
In these circumstances, you can apply to the court to 'set aside' the judgement an
In these circumstances, you can apply to the court to 'set aside' the judgement an
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
it will be removed from your file, with the whole process starting again with a new claim and hearing. Any attempt to gain a 'set aside' without a reasonable argument could be seen as wasting the court's time, w
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
ith all the legal penalties that would entail.
If you receive a Claim Form through the post, it's important not to panic. Although a CCJ against your name is harmful to your credit rating, it isn't a criminal ma
If you receive a Claim Form through the post, it's important not to panic. Although a CCJ against your name is harmful to your credit rating, it isn't a criminal ma
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
ter and won't lead to further action such as repossession of your home or bankruptcy. The CCJ procedure is there so that the court can help to resolve your debt in a way that is fair to both you and your creditor
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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