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Just Answers - Supporting Our Troops at 400 Percent Per Year
The cash advance industry is a tremendously profitable business. In the late 1990’s, the industry was hardly known, but thanks
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
to a predominantly Republican Congress and state legislators that tend to be business-friendly, these businesses have enjoyed ex
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
losive growth in this decade. The number of payday loans stores has grown fivefold in the past six or seven years, and the numb
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
er of stores in the United States now exceeds the number of major fast food restaurants. You can find these stores on nearly an
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
corner in most cities, but there are few places where you will find them bunched together more than you will near military base
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
s.
It turns out that our men and women in uniform are among the most profitable customers for payday loan stores, and so far, l
It turns out that our men and women in uniform are among the most profitable customers for payday loan stores, and so far, l
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ttle is being done about it. The reasons are fairly simple ones – military people are relatively poorly paid but see paychecks
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
on a regular basis. They are the ideal customers. They always need money and they always get paid, so the chances of defaultin
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
on loans are smaller than for other sectors of the public. Studies show that members of the military are three times more lik
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ely to take out a payday loan than members of the public at large.
California’s legislature recently killed a bill that would h
California’s legislature recently killed a bill that would h
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
ve attempted to regulate these loans by placing caps on interest rates at 36% per year. The bill failed, partly due to intense
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
lobbying by the lending industry. Thirty six percent per year may seem reasonable; after all, most credit cards charge about ha
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
f that rate for cash advances. The lending industry claims that it cannot make money at such rates, due to the high default rat
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
e on payday loans.
Similar attempts to regulate the high interest loans have failed in other states, such as New Mexico. At th
Similar attempts to regulate the high interest loans have failed in other states, such as New Mexico. At th
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
urging of the Pentagon, Congress has discussed a bill that would affect payday loan stores near bases on a national basis, but
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
so far, no action has taken place. This is unfortunate, as soldiers who are overly concerned about their finances at home are n
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
t only potentially distracted from their mission at a time when they need to be focused, but also present security risks. Soldi
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
ers who have jobs requiring security clearances are regularly screened for possible problems that might leave them susceptible t
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
blackmail, and one of those problems is financial trouble.
It is good to know that the cash advance industry is doing well. I
It is good to know that the cash advance industry is doing well. I
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
s it really necessary that they earn their record profits at the expense of our men and women in uniform or our national securit
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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